Auto Insurance in Lubbock, TX

Finding the right auto insurance is essential for every driver in Texas. At Fransan Insurance Service, we help you acquire coverage that fits your lifestyle, vehicle and budget.

What Are My Auto Insurance Coverage Options?

Here are some of the main types of coverage we offer and recommend:

Liability Coverage

Generally required by state law, liability insurance can help cover costs if you’re at fault in an accident that causes injury or property damage to others. This is the foundation of any Texas auto policy.

Collision Coverage

Collision insurance may help cover the cost of repairs or replacement if your car is damaged in an accident, regardless of who is at fault. This coverage is essential for newer vehicles or those with outstanding loans.

Comprehensive Coverage

Comprehensive insurance may cover non-collision events, such as theft, vandalism, hail or other natural disasters.

Uninsured/Underinsured Motorist Coverage

If you’re involved in an accident caused by a driver who has little or no insurance, this coverage can help you pay for expenses that you may otherwise have to cover yourself.

Personal Injury Protection (PIP)

PIP can help cover medical expenses and lost wages for you and your passengers after an accident, regardless of fault.

What Factors May Determine My Policy Costs?

Rates may vary based on several factors, such as your:

• Driving record and claims history
• Vehicle’s age and type
• Coverage limits and deductibles
• Location

Get Started with Fransan Insurance Service

Our team works closely with you to compare policies, explain your options and help you understand your coverage. Contact us for a free custom quote or for more details.